CIGI Direct Insurance Service, Inc. (CIGI)
www.LearnLifeSettlements.com
Privacy Policy
Protecting your privacy is very important to us. Learnlifesettlements.com is owned
by CIGI Direct Insurance Services, Inc. We value your trust and we want you to understand
what information we collect, how we protect it and how we use it. We treat personal
information with respect and in accordance with this Privacy Policy. Personal information
is essential to CIGI in meeting our goal to provide you with our products and services.
This Privacy Policy is designed to provide information regarding how we collect,
use and disclose personal information we gather when you visit Learnlifesettlements.com
on the World Wide Web. This Privacy Policy is currently applicable only to United
States customers and visitors when they interact with our Web site.
We maintain procedures and technology designed to prevent unauthorized access to
personal information. We maintain physical, electronic and procedural protections
in accordance with applicable standards. The order form pages of our web site are
encrypted using Secure Socket Layer (‘SSL’) technology. SSL protects information
as it crosses the Internet. To support this technology, you need an SSL-capable
browser.
Our Privacy Policy
We may obtain information to provide you products and services, to determine your
eligibility for products and services and to administer your account. We may collect
identification, contact, transaction and experience information, for example, from
you and outside companies. Examples of the sources and types of information we may
collect include:
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In order to use this website, you must first complete the registration form to register
as a customer. During this registration, you are required to give contact information
(such as name, telephone number and email address). This information is used to
contact you about services and products.
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We need current health and financial information, employment, lifestyle, family
history about you to assist in recommending products to meet your specific needs.
We collect personal information that you provide to us on order forms, applications
and in interviews. In some cases, we may also receive information from other sources
in the course of processing or administering your life insurance requests, applications
or policies.
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We will share your personal, financial, and health information only with authorized
employees, representatives, and trusted third parties, whose services are required
to assure the highest level of service to you. We will not disclose any non-public
personal information about you except as authorized by law, as described in this
privacy statement or as otherwise communicated to you. Because we share your concern
for privacy, we will not provide your health information to anyone except the insurance
companies selected by you, except as described above.
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We may cooperate with other institutions in order to bring additional products and
services to your attention. We will disclose only information that is necessary
to such individuals or companies who perform services on our behalf, or to institutions
with whom we have cooperative agreements. We will choose these partners carefully
and hold them to our own high standards of respect for your privacy.
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For each visitor to our Web site, our Web server may automatically recognize and
record the visitors domain, click stream, number of visits, time spent, pages viewed,
data entered and other statistics. We may use this data to monitor site performance
and make the site easier to use. We may use the individual visitor data to improve
the site and the services we provide. Additionally, we may aggregate statistics
we gather and provide these statistics to third parties.
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Cookies are used by our Web site to enhance your Web viewing experience. Cookies
may be used to record past activity in order to provide a better service when you
return.
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We may use third-party advertising companies to serve ads on our behalf. These companies
may employ cookies and action tags (also known as single pixel gifs or web beacons)
to measure advertising effectiveness. Any information that these third parties collect
via cookies and action tags is completely anonymous.
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We do not knowingly solicit information from children and we do not market our products
or services to children.
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We may make additional disclosures of information as permitted or required by law.
For example, we may disclose information to law enforcement agencies or state insurance
authorities.
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We reserve the right to modify our Privacy Policy at any time. If we make material
changes, where required by law, we will provide our current customers with a revised
notice and give them a reasonable opportunity to opt out, where permitted, of the
disclosure of information under the revised Privacy Policy. We will post our current
Privacy Policy on our Web site.
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You have the right to see and correct any personal information we may collect about
you. If you believe any of the information we have collected about you is erroneous,
we would appreciate your assistance in making corrections.
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Above all, we value your trust and confidence. If you have questions or concerns
about our privacy policy, please contact us at the address below.
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CIGI Direct Insurance Services, Inc.
Attention Privacy Policy
232 F. Street
Salida CO 81201
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